E-Consent

Consent to Electronic Disclosures and Communications

To make loan options or other financial services available to you, our Lending Partners and Service Providers require your consent to use electronic records, electronic disclosures, and electronic signatures ("E-Consent").

By submitting a request through legacy-loans-ltd.com to be connected with Lending Partners or Service Providers, you agree to this E-Consent. This consent authorizes LEGACY LOANS LTD, along with its Lending Partners and Service Providers, to deliver information, disclosures, and documents to you electronically. This E-Consent also explains your rights related to receiving electronic records and communications in connection with your use of our Service.

Scope of Consent

This E-Consent applies to all current and future interactions involving you, our Lending Partners, and Service Providers. It covers communications and transactions conducted through this website as well as through mobile devices, including smartphones and tablets. By consenting to electronic communications, you authorize Lending Partners and Service Providers to process your information and communicate with you electronically in connection with your request. Disclosures may be provided through our website, a lender's website, or via email.

Option to Receive Paper Copies

You may request paper copies of any Disclosure by contacting the applicable Lending Partner or Service Provider directly. Some entities may charge a reasonable fee for providing paper copies. Each Lending Partner and Service Provider is responsible for retaining records of Disclosures in accordance with applicable legal requirements.

System Requirements

To access, view, and retain electronic records and Disclosures, you must have:

  • A computer, smartphone, or other device capable of accessing the internet
  • A valid email account
  • A web browser supporting at least 128-bit encryption (such as Chrome, Firefox, Safari, or Internet Explorer)
  • PDF viewing software (for example, Adobe Acrobat Reader)
  • A printer or secure digital storage if you wish to keep copies of electronic records

If you have questions regarding these technical requirements, please contact the applicable third-party lender or lending partner directly.

Withdrawal of Consent

Your acceptance of this E-Consent is required in order to use our lead generation service and to be connected with lenders or lending partners. This consent applies to a one-time transaction related to your request, and therefore cannot be withdrawn for our portion of the process. If you are matched with a lender or lending partner, you may contact that entity directly to withdraw your consent; however, doing so may limit or prevent your ability to obtain credit from that lender or lending partner.

Withdrawal of consent does not affect the legal validity or enforceability of any prior electronic Disclosures, communications, or agreements. For additional information about withdrawing consent, you must contact the relevant Lending Partner or Service Provider directly.

Updating Your Contact Information

You are responsible for keeping your contact information accurate and up to date. To ensure uninterrupted electronic communications, notify the applicable lender or lending partner directly of any changes to your email address or physical mailing address.

Confirmation of Your Ability to Access Electronic Disclosures

By agreeing to this E-Consent, you confirm that you have the necessary hardware, software, and access required to receive, view, and retain electronic records and Disclosures as described above.

Consent Acknowledgment

By clicking the applicable button or link to agree, you acknowledge that:

  • You have read and understand this E-Consent
  • You consent to the use of electronic records, signatures, and communications
  • You understand that paper copies may be requested
  • You agree to conduct transactions electronically as required to complete your loan or other services request with Lending Partners or Service Providers

If you do not agree to this E-Consent, please do not proceed with submitting your request.